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Homeownership | Agents With a Smile | Keller Williams Realty Boise Blog

Monday, February 10, 2020   /   by Bill Redeker

Last Minute Valentine's Day Gift Ideas...

Good Housekeepings Valentine's Roundup for Last Minute Gift Ideas

Your valentine — whether it's your husband, wife, best friend, pet, or kid — loves you for who you really are. Since that's the case, skip the stress of making homemade gifts and rely on what you really know: Amazon. Head straight to Amazon (a.k.a. the true Cupid of the holiday) to find these last-minute Valentine's Day gifts that are guaranteed to surprise and delight your loved ones. All of these quick-to-ship ideas will arrive at your door in two days or less (or even, the same day) at no added cost, making them an affordable way to spread love and well wishes ... even if you waited until the very last minute.
Packed with creativity, heart, and all things cute, this list has something for all the people you love most. No matter if you like to keep things classic (a candy-colored floral bouquet for her) or lean on sentiment (a paper time capsule for him), all of these top-rated Amazo ...

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  boise, boise living, idaho living, idaho, homeownership, valentines day

Wednesday, January 29, 2020   /   by Bill Redeker

Buying or Selling Boise? This is why you need an Expert!

Boise and the surrounding suburbs continue to grow at one of the fastest rates in US and it’s projected to continue through 2020. During boom times likes these, it is so important to confide and confer with a professional you know and trust. Here, at Agents With A Smile, we came up with some good guideposts for you as you think about buying or selling in this market and why hiring an expert is imperative:


Listing with an Agent vs. For Sale By Owner: In a 2018 study NAR completed, it showed that on average, homes that were listed and sold with a real estate professional sold for 13% more than without.

Honesty: You need an agent that is going to real with you and let you know how to prep your home to get the most out of this market, a market Boise has never seen before.

Exposure: When selling your home, it is important to get the most exposure possible, even in these hot markets. By having your listing ...

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  boise, boise living, idaho living, buying a home, idaho, homeownership, real estate investing, selling your home

Monday, August 19, 2019   /   by Natasha McNealy

The Five Steps to Owning a Home

Buying a home is proven to be a great financial investment and often has a positive impact on your finances long term. If you are an interested first-time homebuyer, this is what you can expect to do and be prepared for, in the home-buying journey.

1. Preparing Your Finances - this step is absolutely crucial before you go any further in the home searching and buying process. By gathering up all of your finances, you will be able to understand what you can afford to pay each month (you should be able to comfortably pay your mortgage payment each month), have enough for a down payment (around 20%) and pay for closing costs. Your credit score is also very important when it comes to getting a mortgage loan, so if it is something that needs work, make it your priority.
2. Get pre-qualified for a loan - now that you took a look at your finances, it is time to find a loan that is right for you and your budget. Meeting with a lender will allow you to see what your options are, what you qua ...

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  boise, boise living, homeownership, buying a home

Monday, July 22, 2019   /   by Natasha McNealy

Idaho: The Top State for Homeowners

For the second year in a row, our beloved state of Idaho ranked as the country’s best state for homeowners in SmartAsset, a financial technology company’s annual analysis.
Their analysis consists of the following nine metrics in order to determine the best states for homeowners: average price per square foot, the one-year percentage change in value per square foot, median-value-to-median-income ratio, foreclosures per 10,000 homes, average effective property tax rate, median annual property taxes, average closing costs, average homeowners insurance and the burglary rate. 
The statistics indicated that the state of Idaho is becoming more attractive and desirable to new residents. Price per square foot saw an increase of 12.12% from 2017 to 2018 and median property taxes were sitting only at $1,408. 
Why does an analysis like this matter? Because homeownership is an important milestone and investment in your life. While you may not have thought much about relocat ...

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  boise, homeownership, idaho, idaho living